Live your best international life

Join Zing, enjoy 0.2% currency conversion fees

New Zing members

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Send, spend and convert your money with no worry.

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More of your money goes to those who matter. Track, customise and control payments safely and easily around the world.

[More about sending](https://zing.me/features/international-payments)

Home page - International payments, no transfer fees

International payments, no transfer fees

Hold 20+ currencies, send 30+ currencies, and spend in 200+ countries and territories with one app and card.

[More about spending](https://zing.me/features/multi-currency-card)

Home page - Your money many ways

Your money many ways

Low fees and real-time conversion rates take your money way further.

[More about converting](https://zing.me/features/real-time-exchange-rates)

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Keep more of your money

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We believe international money should be worry-free – made easy, made flexible, and made for you to get on and live your best international life. 

How? Transparent prices. Low, fixed fees for any currency, amount or day. Real-time conversion rates. 24/7 customer support. An easy, free app and multi-currency card. 

We believe you..

Your freedom, the Zing way

Your world of worry-free money

You don’t need to bank with HSBC to use Zing. Get the flexibility of a fintech that’s part of the HSBC Group, serving over 40 million customers worldwide. 

Zing by HSBC

Zing is not a bank. Zing is an e-money institution (EMI) authorised by the Financial Conduct Authority. Find out what this means to you and more [in our FAQs.](https://support.zing.me/hc/en-gb "Zing by HSBC")

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Take advantage of ways to save on international transactions with curated offers and brand deals. Enjoy the chance to win exclusive prize draw packages and see more of the world. 

Do your Zing

International payments, no transfer fees

Your money many ways

Keep more of your money

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